In reply to Meme.

@jasmine Bish you sound so dumb. Amex has different card for different tiers. Clearly my card will not allow me to go 200k over my limit but I surely can make a purchase of 15k on my 5k limit card. I know because I've done that with the understanding that the balance over my limit would be due in its entirety the next month. It's common for someone with income structure like an entertainer to do use Amex in this way because they are usual paid in large chunks rather than salary like a commoner.

And lastly, no you can not get a Amex with no credit or bad credit. Unless you are referring to a secured credit card which I highly doubt Amex has.