In reply to Wayne.

I agree with the trustee. Kim's numbers seem off...way off. Her mortgage alone would be about 15K month and then you have to add on living expenses. I would bet she spends about 25K a month between mortgage, lodging, travel, taxes, and fees. While I feel bad for her, I feel like she is lying about her numbers and being irresponsible because she has a young child to take care of. She should not have held on to that money pit of a home in NJ for so long. When she was headed to prison she should have sold the home at that time period and she would have made a good profit. Now it is just a money pit with hefty property taxes she cannot afford to pay and selling it now is the same as giving it back to the bank. With this being a Chapter 13 and not a Chapter 7, I would imagine this is a scheme for her to prolong the foreclosure process and stay in her home. After all, she was on instagram just last month boasting about living there and not going anywhere. She is too attached to that home and that is a major factor in why she is in debt. I'm not saying she should not be in a nice home, but NJ is not the right place to own expensive property unless you are pulling in a hefty income. Those property taxes are a beast there, in the suburbs of NYC, and also in CT. A lot of people who have sold luxury homes there have had to take huge losses just to move on.